A naked and drunken woman boards a cab in London one night. The Indian driver keeps staring and does not start the cab.
Woman: Haven't you ever seen a naked woman before???
Indian Driver: I am not staring at you lady...just wondering where you kept money to pay me!
Moral:
That is what most of the American and European banks failed to do (i.e.) assessing repayment capacity before taking in the exposure!!
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